Here are some dictionary definitions for the writers at the Washington Post as they seem lack understanding of some basic terms:
in·sur·ance [in-shoor-uhns, -shur-] noun: 1. The equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.
risk [rsk] noun:.1. The possibility of suffering harm or loss; danger. 2. A factor, thing, element, or course involving uncertain danger; a hazard.
Risk. Uncertainty. Possibility. These are all terms of chance. These indicate that true insurance consists of an individual or group choosing protection from something that might happen at some point in the future.
transfer payment noun: A noncompensatory government payment to individuals, as for welfare or social security benefits.
When a condition or situation is known, as in Obamacare’s requirement to cover and pay for pre-existing conditions, the program ceases being a protection against risk and a system of transfer payments from one group or individual to another.
Rationing verb: the controlled distribution of scarce resources, goods, or services. Rationing controls the size of the ration, one’s allotted portion of the resources being distributed on a particular day or at a particular time.
In spite of being guaranteed that there would be no rationing of care under Obama’s plan, this is being exposed as just as big a lie as keeping your current insurance plan if you like it or Obamacare “bending the cost curve down”. From yesterday’s Washington Post:
Tens of thousands of Americans who cannot get health insurance because of preexisting medical problems will be blocked from a program designed to help them because funding is running low.
Obama administration officials said Friday that the state-based “high-risk pools” set up under the 2010 health-care law will be closed to new applicants as soon as Saturday and no later than March 2, depending on the state.
But they stressed that coverage for about 100,000 people who are now enrolled in the high-risk pools will not be affected.
“We’re being very careful stewards of the money that has been appropriated to us and we wanted to balance our desire to maximize the number of people who can gain from this program while making sure people who are in the program have coverage,” said Gary Cohen, director of the Department of Health and Human Services’ Center for Consumer Information and Insurance Oversight. “This was the most prudent step for us to take at this point in time.”
The program, which was launched in summer 2010, was always intended as a temporary bridge for the uninsured. But it was supposed to last until 2014. At that point, the health-care law will bar insurers from rejecting or otherwise discriminating against people who are already sick, enabling such people to buy plans through the private market.
From the start, analysts questioned whether the $5 billion that Congress appropriated for the Pre-Existing Condition Insurance Plan — as the program is called — was sufficient.
Initial fears that as many as 375,000 sick people would swamp the pools and bankrupt them by 2012 did not pan out. This is largely because, even though the pools must charge premiums comparable to those for healthy people, the plans sold through them are often expensive.
But it was also because the pools are open only to people who have gone without insurance for at least six months. The result is that, while only about 135,000 people have gotten coverage at some point, they are proving far more costly to insure than predicted.
Some will get care, some will not – due to lack of funds. I would call that rationing. Care is “proving far more costly to insure than predicted”. As I pointed out, the use of the term “insure” is incorrect. If a condition that is considered a risk actually occurs, it is no longer a risk, it is an event. If you know about an event in advance, you are not insuring against an uncertainty, you are just transferring money from one person or group to another to simply pay for it.
Obamacare is not insurance, it is another massive progressive welfare program of wealth transfer and it fails almost every test that its creators used to build it and sell it to gullible people. Whether you believe that healthcare was a crisis of such a proportion that government was the only entity big enough to solve it or not, the truth is that Obamacare is the biggest lie perpetrated on the American public in the history of history.